Happy Holidays to everyone and wishing you a very Merry Christmas and a Happy Hanukkah!  The markets this week have continued to roll over and unfortunately, it does not look like we are going to have that classic Santa Claus rally.  So in terms of thinking about the holidays and trying to add some holiday cheer, let’s look at this … Read More

Happy Holidays to Everyone and I hope you are enjoying a nice, relaxing holiday season.  It seems like every day gets a little slower as we look forward to the pause Christmas, Hanukkah and New Years brings.  And with the news out of the Fed and BLS this week on inflation and rates, it seems like the market is looking … Read More

Happy Holidays to everyone out there and I hope you are all getting into the Christmas Spirit!  Speaking of which, there’s a little bit of “Bah Humbug” going on in the markets right now as concerns over the timing of a Fed pivot and possible recession are weighing on investors’ minds.  As of Wednesday’s close, all three major indices were … Read More

Welcome back from Thanksgiving and I hope you all had a nice break with your family and friends.  November 2022 is in the books and wow what a year it has been!  The market actually closed out November on a strong note with all major indices posting strong gains as Chairman Powell set the tone for optimism when he announced … Read More

It’s daunting to think about the day when you may not be able to live independently and care for yourself. But planning early for long-term care can keep you from becoming overwhelmed in the event that you develop a chronic illness, disability or other condition. By planning your care now, you’ll be more likely to have greater control over significant … Read More

Peanut butter and jelly.  Bread and butter.  Night and day.  Newton’s third law: for every action, there is an equal and opposite reaction.  And of course, Frank Sinatra’s famous song “Love and Marriage” is like a horse and carriage!  These are all themes of the classic phrase “You Can’t Have One Without The Other”.  This concept also relates to the … Read More

This week, the market showed us a mixed bag as disappointing earnings came out from big tech which led to several choppy sessions during the week.  Google, Microsoft, and Meta all reported lackluster results which brought the markets down, along with quite a bit of market cap in the process.  Hopefully, Apple and Amazon will turn it around with their … Read More

Last week, I attended a seminar hosted by SPDR funds on campus at The Kellogg School of Management at Northwestern University just outside of Chicago.  It was so nice to be back in the world of academia.  Our group actually stayed on campus in a “dorm for professionals”.  It wasn’t 5-star luxury but it was nicer than what I remember … Read More

This week, we saw back-to-back rallies with huge up days on Monday and Tuesday.  But since then, the market has been a little shaky as it continues to digest the fate of rates, challenges overseas, and Q3 earnings and projections going forward.  The fact of the matter is nothing has really changed since last week that would have warranted such … Read More

We continue to see more of the same this week with a market in flux as it continues to navigate a variety of issues that have unfortunately caused it to test new lows. Recession jitters came back not only on the heels of the Fed’s latest 75 bps rate hike but also after a rout in UK yields (to safer … Read More